{"id":83,"date":"2026-10-11T17:00:00","date_gmt":"2026-10-11T17:00:00","guid":{"rendered":"https:\/\/www.seanvaldez.com\/blog\/?p=83"},"modified":"2026-10-11T17:00:00","modified_gmt":"2026-10-11T17:00:00","slug":"california-law-doubles-wildfire-mortgage-forbearance-to-two-years","status":"publish","type":"post","link":"https:\/\/www.seanvaldez.com\/blog\/2026\/10\/11\/california-law-doubles-wildfire-mortgage-forbearance-to-two-years\/","title":{"rendered":"California law doubles wildfire mortgage forbearance to two years"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>California has just doubled the wildfire mortgage forbearance period to 24 months, giving homeowners more time to recover after disaster strikes. Deadlines now extend to January 7, 2029, but borrowers will need to demonstrate both financial hardship and that their property is uninhabitable. Lenders have also been given new responsibilities\u2014they must offer deferral options and are no longer allowed to require lump-sum payments. As someone who works closely with homeowners to find solutions tailored to their circumstances, I know how critical it is to have clear options during challenging times. If you or someone you know is facing wildfire-related hardships, understanding these updated protections can make a real difference when planning your next steps.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.mpamag.com\/us\/news\/general\/california-law-doubles-wildfire-mortgage-forbearance-to-two-years\/590899\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>California has just doubled the wildfire mortgage forbearance period to 24 months, giving homeowners more time to recover after disaster strikes. Deadlines now extend to January 7, 2029, but borrowers will need to demonstrate both financial hardship and that their property is uninhabitable. Lenders have also been given new responsibilities\u2014they must offer deferral options and [&hellip;]<\/p>\n","protected":false},"author":363,"featured_media":84,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-83","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/83","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/users\/363"}],"replies":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/comments?post=83"}],"version-history":[{"count":1,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/83\/revisions"}],"predecessor-version":[{"id":86,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/83\/revisions\/86"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/media\/84"}],"wp:attachment":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/media?parent=83"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/categories?post=83"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/tags?post=83"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}