{"id":60,"date":"2026-10-03T16:00:00","date_gmt":"2026-10-03T16:00:00","guid":{"rendered":"https:\/\/www.seanvaldez.com\/blog\/?p=60"},"modified":"2026-10-03T16:00:00","modified_gmt":"2026-10-03T16:00:00","slug":"current-california-mortgage-and-refinance-rates","status":"publish","type":"post","link":"https:\/\/www.seanvaldez.com\/blog\/2026\/10\/03\/current-california-mortgage-and-refinance-rates\/","title":{"rendered":"Current California Mortgage And Refinance Rates"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Keeping an eye on mortgage trends is essential\u2014especially in California, where rates can shift quickly. Right now, the average APR for a 30-year fixed mortgage in California has edged up to 7.123%. We&#039;ve also seen increases in 15-year fixed and jumbo loan rates. Refinance rates are climbing as well, mirroring the recent national trend. In these changing conditions, having a clear understanding of your options is key to making informed decisions about your next steps in home financing. My focus remains on helping you navigate these shifts with confidence, whether you&#039;re looking to buy, refinance, or explore your possibilities.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.forbes.com\/advisor\/mortgages\/current-california-rates\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Keeping an eye on mortgage trends is essential\u2014especially in California, where rates can shift quickly. Right now, the average APR for a 30-year fixed mortgage in California has edged up to 7.123%. We&#039;ve also seen increases in 15-year fixed and jumbo loan rates. Refinance rates are climbing as well, mirroring the recent national trend. In [&hellip;]<\/p>\n","protected":false},"author":363,"featured_media":61,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-60","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/60","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/users\/363"}],"replies":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/comments?post=60"}],"version-history":[{"count":1,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/60\/revisions"}],"predecessor-version":[{"id":62,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/60\/revisions\/62"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/media\/61"}],"wp:attachment":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/media?parent=60"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/categories?post=60"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/tags?post=60"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}