{"id":6,"date":"2026-09-01T16:00:00","date_gmt":"2026-09-01T16:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/seanvaldez-com\/2026\/09\/01\/how-property-owners-are-using-home-equity-to-manage-increasing-household-expenses\/"},"modified":"2026-09-01T16:00:00","modified_gmt":"2026-09-01T16:00:00","slug":"how-property-owners-are-using-home-equity-to-manage-increasing-household-expenses","status":"publish","type":"post","link":"https:\/\/www.seanvaldez.com\/blog\/2026\/09\/01\/how-property-owners-are-using-home-equity-to-manage-increasing-household-expenses\/","title":{"rendered":"How Property Owners Are Using Home Equity to Manage Increasing Household Expenses"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>Housing costs in the U.S. have surged 26%, outpacing household incomes since 2000. Younger homeowners are using home equity strategically to manage rising expenses by consolidating high-interest debt, financing value-boosting home improvements, refinancing mortgages, and building emergency funds through HELOCs. Responsible equity management includes maintaining a 20% equity cushion and prioritizing investments that increase home value, avoiding use for daily expenses.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.cuindependent.com\/how-property-owners-are-using-home-equity-to-manage-increasing-household-expenses\/\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Housing costs in the U.S. have surged 26%, outpacing household incomes since 2000. Younger homeowners are using home equity strategically to manage rising expenses by consolidating high-interest debt, financing value-boosting home improvements, refinancing mortgages, and building emergency funds through HELOCs. Responsible equity management includes maintaining a 20% equity cushion and prioritizing investments that increase home [&hellip;]<\/p>\n","protected":false},"author":363,"featured_media":30,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-6","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/6","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/users\/363"}],"replies":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/comments?post=6"}],"version-history":[{"count":0,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/posts\/6\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/media\/30"}],"wp:attachment":[{"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/media?parent=6"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/categories?post=6"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.seanvaldez.com\/blog\/wp-json\/wp\/v2\/tags?post=6"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}