It's no secret that today’s mortgage rates—hovering near 6%—have significantly changed the homebuying landscape. For many, this has meant a 33% reduction in purchasing power compared to 2021, which can make stepping into homeownership feel more daunting. I’ve seen firsthand how factors like credit scores, private mortgage insurance, and debt limits can directly influence your monthly payments. The good news? There are assistance programs and rate lock options available that can help ease some of these new expenses. My approach is all about clear communication and tailored solutions, so you can move forward with confidence, no matter where you are in your home financing journey.
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